Car Insurance SR22 Wisconsin

Reader’s Question:

How long do I have to carry SR22 in Milwaukee, Wisconsin?

John

Milwaukee, WI

You may contact the Wisconsin Department of Transportation (DOT) to verify for sure about your particular situation but normally in WI you will need to get and maintain a SR22 for three years.

According to the Wisconsin DOT, for the SR-22 proof of insurance, it must be filed for three years from the reinstatement eligibility date, or for 3 years from the court entry date of a damage judgment that was effective before September 1, 2000.In addition to that, this states also noted that if at any time during the three-year filing period, an individual wishes to stop filing insurance, and discontinue driving in Wisconsin, they can avoid paying the reinstatement fee in the future by surrendering their driver license to the Wisconsin DOT while the insurance is still in force.

Proof of financial responsibility in Wisconsin is certifying that you have liability insurance in the amounts of at least $25,000 up to $50,000 for personal injury or death per accident and $10,000 for property damage per accident (25/50/10).

Auto Insurance Wisconsin

Reader’s Question:

Is there any database available in Wisconsin to verify what car insurance company a person has? It think that there should be some way to check out if an uncooperative at-fault driver has car insurance.

Marie

Milwaukee, WI

It is likely that the Wisconsin Division of Motor Vehicles (DMV) will be able to assist you track down the at-fault person’s insurance company, if he has one. The WI Department of Motor Vehicle checks for insurance coverage on all motorists listed on an accident report. So hopefully you called the law enforcement officer to your accident scene to take a report.

If the Wisconsin DMV finds that a driver involved in an accident is uninsured, the other parties involved in the accident are informed. Those who are injured or have property damage can report their damages or injuries to the DMV. The Wisconsin safety responsibility law helps protect those who suffer damages in accidents caused by uninsured drivers by first taking away their vehicle registration and drivers license if the uninsured driver is at-fault and did not pay for the damages they caused.

So either way, if the at-fault party did or did not have car insurance at the time of the accident the DMV should be able to assist you so that your damages can be taken care of by the individual who caused the accident.