Get Cheap Car Insurance in Wisconsin
Q: I’ve just graduated from college and started paying for my SR22 insurance last year. However, now that I’m out of school, my previously deferred loan payments are hitting me, and even with a good job it’s impossible to afford the almost one thousand dollars a month just on loans. Is there some kind of break I can get?
A: If you think you were broke in college, you usually are hit hard once you’re out and the loan bills start rolling in. However, depending on what kind of degree you have or what kind of job you got, you may be able to get a discount on your car insurance to ease the burden.
If your degree was in the area of math or science, some companies, such as 21st Century insurance, offer discounts. For example, if you have a degree in engineering or microbiology. The reason they do this is because they say studies show that people who work in these areas vend to pay a greater attention to detail, and as such are less likely to wreck their vehicles and more likely to drive defensively.
Another discount you may be able to get on your insurance is a teacher’s discount, if you work in that field. You can get this by joining a teacher’s union. Unions have great resources for their members, and the savings you get on your SR22 premium will cancel out the membership costs.
Car Insurance Points in your Driving Record
Reader’s Question:
Is there a way I could know the points in my drivers license? I live in Wisconsin. Thank you.
William
Thank you for asking William.
If you want to get information for the points listed on your driver license or driving history you should check with your state’s department of motor vehicle, or like agency, in your case its the Department of Transportation website. This permits you to send off for your driving history by filling out a form either in person at the DMV office or online. You can also call over the phone and ask information about the your points through a special phone number in WI DOT.
Your motor vehicle record (MVR) includes identifying information about you, lists any licenses that have been issued to you, any infractions you have for moving violation and the points put on your record for these offenses and administrative entries regarding your driving privileges, which will include things such as license suspensions or revocations.
Goodluck!
MariCAR
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