Checking What Car Insurance Company A Person is Insured At
Reader’s Question:
Is there any database available in Wisconsin to verify what car insurance company a person has? It think that there should be some way to check out if an uncooperative at-fault driver has car insurance.
Marie
Milwaukee, WI
It is likely that the Wisconsin Division of Motor Vehicles (DMV) will be able to assist you track down the at-fault person’s insurance company, if he has one. The WI Department of Motor Vehicle checks for insurance coverage on all motorists listed on an accident report. So hopefully you called the law enforcement officer to your accident scene to take a report.
If the Wisconsin DMV finds that a driver involved in an accident is uninsured, the other parties involved in the accident are informed. Those who are injured or have property damage can report their damages or injuries to the DMV. The Wisconsin safety responsibility law helps protect those who suffer damages in accidents caused by uninsured drivers by first taking away their vehicle registration and drivers license if the uninsured driver is at-fault and did not pay for the damages they caused.
So either way, if the at-fault party did or did not have car insurance at the time of the accident the DMV should be able to assist you so that your damages can be taken care of by the individual who caused the accident.
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