Minimum Car Insurance Coverage in Wisconsin
Reader’s Question:
Hi there, I just moved to Wisconsin and I hear that the minimum insurance required to drive a vehicle here is different. Can anyone tell me the minimum insurance I need?
Elle
Milwaukee, WI
Hi, Elle. You’re right. Wisconsin does have a different car insurance policy than other states in the US. You see, most US states will only require certain amounts of bodily injury and property damage liability insurance. However, in Wisconsin, the state requires liability insurance and uninsured motorist insurance as well.
Here are the amounts that you will need for each type of insurance: a minimum $25,000 per person and maximum $50,000 per accident of bodily injury liability insurance plus $10,000 for property damage. For uninsured motorist coverage, you will also need the minimum $25,000 with a maximum $50,000 per accident insurance coverage. The bodily injury insurance will cover injury of other people in an accident up to the amount as specified in your coverage. The property damage insurance will pay for any damages to other people’s property in case of a crash. The Uninsured motorist insurance will keep you covered for accidents caused by the negligence of an uninsured driver or a hit and run driver.
Failure to have the required amounts of insurance required in Wisconsin can result in fines, suspension of licenses and impounding of your vehicle. So please make sure that you have enough car insurance coverage and that you keep proof of your insurance coverage in your vehicle at all times.
How Much SR22 Insurance Do I Need?
Q: How much Wisconsin SR22 insurance do I need to have?
A: Wisconsin is one of he few states which does not actually require its drivers to have car insurance, so those who are in the few categories which indeed do have to buy insurance are more unfamiliar with it than those in other states. If you live in Wisconsin and have to be insured, it’s probably because you’re either under 18 or you need a Wisconsin SR22 because your license was suspended.
The minimum car insurance coverage required for someone who needs a Wisconsin SR22 policy is pretty low. You need, a least, to have ten thousand dollars in coverage to take care of property damage, as well as twenty five thousand for bodily injury, and fifty thousand in case of a death. If you are required to have Wisconsin SR22 insurance, then you will need to carry proof of insurance, in the form of an insurance card, on you at all times in case you get pulled over by a police officer.
Loading ...