A: As a teenager, your son’s rates are automatically going to be higher, and especially when SR22 car insurance is involved. It’s been said that car insurance for teen boys costs, on the average, in the thousands, and isn’t much lower for teen girls. However, there is one thing you can do to get a discount and keep your son on track at the same time.

Most car insurance companies provide you with a discount for your insurance policy if you have someone who is under the age of 25, a full time student, unmarried, and a good student on your policy. Usually, a company will require the student score an average of Bs, or have a 3.5 grade point average in order to qualify. If your son isn’t quite up to mark yet, you can use this as a motivator, and take away his privilege to drive if he doesn’t achieve it.