Car Insurance for College Students Away from Home
Reader’s Question:
I am a college student and I come back home in Green Bay, Wisconsin for only a month during winter break. I do not have a car in college. I would like to know if there was some auto insurance plan that would cover me for only a month that I am home and have a vehicle, so I wont be paying insurance when I am not driving.
Jeremy
Green Bay, WI
It sounds as if when you are home in Green Bay, Wisconsin , you will be driving your parent’s car. If this is the case then your parents will need to verify with their insurance carrier to check what options are available to cover you when you come home. If you are still using your parent’s residence as your address of record, their insurance carrier may still consider you to be a household member that needs to be on the auto insurance policy, especially in order to be covered and operate a car when you come home to visit during winter breaks.
Insurance carrier’s guidelines vary therefore you will need to speak with the insurance agent regarding you being away at college from your parent’s insurance carrier. Most insurance carrier require that all household members are included on the car insurance policy, including any children away from home or at college that may drive your car during the occasional trips home.
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