Will Out of State Speeding Ticket Affect my Auto Insurance?
Reader’s Question:
I received a speeding ticket in New York. My automobile is registered and insured in Wisconsin. Will this speeding ticket affect my driving record and auto insurance?
Joey
Appleton, WI
If you are convicted of this speeding offense in the state of New York then their courts will likely notify the Wisconsin Department of Transportation of the speeding ticket.
The Wisconsin Department of Transportation states that they do receive in from out of state courts information on Wisconsin licensed motorists and traffic violation convictions. According to the Wisconsin DOT though that no points are assessed for violations of traffic offenses from out of state but the conviction is placed on your WI driver record.
You can contact your insurance agent in Appleton WI about your insurance company’s rating system or you may contact your state’s insurance regulator since insurers must file their insurance rates with this state entity.
How Much is a Teenage Driver Auto Insurance
Reader’s Question:
I have been thinking of enlisting my teenager in our auto insurance policy in Wisconsin. How costly can this be? What do I need to know?
Peter
Milwaukee, WI
Hello there, Peter!
I have to tell you in advance that adding your teenager to your insurance policy can really throw you for a loop. When you find out the cost of it insuring your teenage driver, you might be surprised.
Even if it can cost you a few dollars more, it is important however that you list your teenage driver on your insurance policy. This is because if you fail to list your teenager on your vehicle you could face having your policy canceled or not renewed and possible surcharges on your policy too. There could be some insurance companies can and will cancel your insurance policy for misrepresentation if you don’t list your teenager on your own auto insurance policy.
So if and when your teenager regularly drives your vehicle or any vehicle in your home, you better list in your own policy as one of the drivers. This ensures that your vehicle is covered by your insurance in the event that there is an incident while he or she is driving any of your cars. Next, this could also mean that your teenager will gain some valuable insurance experience in the process which will translate to some savings for your teenager when he or she gets their own vehicle and insurance.
So you can contact your local auto insurance agent in Milwaukee, Wisconsin and ask for procedures you can do to enlist your teenager in your auto insurance policy.
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