Vehicle Insurance Wisconsin
Reader’s Question:
I received a speeding ticket in New York. My automobile is registered and insured in Wisconsin. Will this speeding ticket affect my driving record and auto insurance?
Joey
Appleton, WI
If you are convicted of this speeding offense in the state of New York then their courts will likely notify the Wisconsin Department of Transportation of the speeding ticket.
The Wisconsin Department of Transportation states that they do receive in from out of state courts information on Wisconsin licensed motorists and traffic violation convictions. According to the Wisconsin DOT though that no points are assessed for violations of traffic offenses from out of state but the conviction is placed on your WI driver record.
You can contact your insurance agent in Appleton WI about your insurance company’s rating system or you may contact your state’s insurance regulator since insurers must file their insurance rates with this state entity.
Car Insurance SR22 Wisconsin
Reader’s Question:
How long do I have to carry SR22 in Milwaukee, Wisconsin?
John
Milwaukee, WI
You may contact the Wisconsin Department of Transportation (DOT) to verify for sure about your particular situation but normally in WI you will need to get and maintain a SR22 for three years.
According to the Wisconsin DOT, for the SR-22 proof of insurance, it must be filed for three years from the reinstatement eligibility date, or for 3 years from the court entry date of a damage judgment that was effective before September 1, 2000.In addition to that, this states also noted that if at any time during the three-year filing period, an individual wishes to stop filing insurance, and discontinue driving in Wisconsin, they can avoid paying the reinstatement fee in the future by surrendering their driver license to the Wisconsin DOT while the insurance is still in force.
Proof of financial responsibility in Wisconsin is certifying that you have liability insurance in the amounts of at least $25,000 up to $50,000 for personal injury or death per accident and $10,000 for property damage per accident (25/50/10).
Teen insurance Wisconsin
Reader’s Question:
Can I purchase and insure a car if Im only 17 years old? I live in Wisconsin. Thank you.
Jean
Good question Jean.
The Wisconsin Department of Transportation does not mention any type of restriction for age for purchasing a car or for registering one. The state statutes do discuss the issue of a minor buying a car though.
Section 218.0147 Subsection 1 of the WI statutes states that a minor may not purchase or lease any car unless he/she, at the time of purchase or lease, provides to the seller or lessor a written statement verified before a individual authorized to administer oaths and made and signed by either parent or a legal guardian.
If a minor have a parent or guardian who will sign a statement verifying that the minor has permission to buy the car, then a minor will be able to purchase a car.
You may contact with the WI DOT and Commissioner of Insurance if you want to get more information regarding laws in Wisconsin and verify if a teenager may be able to purchase and insure a motor vehicle and if so, what are the requirements you need to have.
Goodluck!
MariCAR
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